Trusted Southern Ohio Attorneys

Should you accept early settlement offers from insurance?

On Behalf of | Feb 16, 2023 | Personal Injury

People in Ohio probably understand that there is a possibility that they will be in a car accident any time they drive their vehicle. They may understand that it is a possibility, but it is also not something that they expect. Every accident is shocking and it can take time to process everything that happened. However, afterward, people generally want to be properly compensated for any damages caused by the other drivers in the car accident.

Usually, this involves insurance companies who insure the drivers involved in the accident. The insurance companies will complete an investigation of the accident to determine who was at fault and the extent of the damages sustained in the accident. They will generally reach out to the victims and make them an offer for settlement of any claims arising from the accident.

It can seem like a good idea to take these early offers as they give people the money they believe is necessary to pay for the damages. It may seem like an easy way to put the matter behind them. This may not be in the victims’ best interests though.

Delayed injuries can add to the initial damages

Insurance companies want to close claims as soon as possible and generally will want to pay the minimum they believe they are responsible for paying. However, sometimes these offers are made before people even know the extent of all of their injuries.

Many injuries do not appear or people do not know the extent of them right away. Sometimes, this is due to the adrenaline people have in the moment, but at other times, it is because the injury they suffered develops over time and causes more problems. Some common types of injuries that are delayed are headaches, blurry vision, nausea, trouble sleeping, back and neck pain, numbness, reduced range of motion and others.

It is important that people in Ohio know the full extent of their injuries before accepting a settlement offer after a car accident. There could be additional medical bills not initially expected and it is important that the insurance companies compensate for all damages, not just the initial ones. Experienced attorneys understand how people respond to car accidents and also how insurance companies work. Consulting with one could be beneficial.